You’re Making His Life Safer!
“Men also exhibit, on average, higher levels of sensation-seeking and risk-taking in a wide variety of settings. The basis for this well-established sex difference has a hormonal and neurochemical basis – it is not simply a product of socialisation or experience.” – Sex differences in driving and insurance risk
As a group, men take far more and far bigger risks than women. There are risk-taking women and cautious men, but both are far from the norm.
Ask anyone who works in insurance, medicine, or rescue work and they will tell you men are bigger risk takers than women. But why? Part of it is cultural. Boys and men egg each other on to do risky things, women not so much. Additionally, we look at men and women differently when they take the same risk, with the men being seen more positively.
But there are also brain-based reasons for this gender difference. The part of the brain that “worries” is bigger in women, which inhibits risk taking. It seems men also get a bigger “reward” than women when they take a risk and “win”. So men take more risks than women because they have less holding them back and more urging them to go for it.
The quote at the top is about auto insurance. In the USofA men pay more for insurance than women, and young men pay far more. This is based on who has the most accidents. In most states, a man’s insurance rate drops when he gets married. This is also based on accident rates. Married men have fewer accidents because they drive more safely. They drive more safely because they take fewer risks.
In men, marriage reduces risk-taking behaviour on the road. Other studies have found a similar effect in all kinds of things, including how men eat, how likely we are to go to the doctor, how we invest, how much alcohol we drink, and how likely we are to use illegal drugs.
The bottom line is you make his life safer just by being married to him. Maybe you give him a reason to live, or maybe you have a calming influence. Maybe it’s because he’s no longer trying to impress women by doing risky things, or because he has less time with his crazy friends. I think it’s because God made us this way. It’s just one more reason a good marriage is a great blessing.
~ Paul – I’m XY and my wife certainly adds to my sanity.
Sex-Related Differences in Neural Activity during Risk Taking: An fMRI Study | Oxford Academic
Car insurance is cheaper if you’re married, new study shows | cnbc.com